So, Daniel and I are in some credit card debt ... along with everyone else. Well, we had a creditor call this evening and offer to settle with us for $1,400 but it all has to be paid by October. Well ... I don't have an extra $350 a month laying around. I mean, if I did ... I'd be makin' the payment. ?? Duh!
Well, here I am trying to figure out where we can get an extra $89 a week to put towards our bill. I'm going to ask Heather if I can work an extra night or two each week at the restaurant to help get this paid down. I hope and pray she says yes. She's already fully staffed so .. We'll see how this goes.
But, I've also been lookin' online for other ways to get some cash. Well, I know of all the scams so I'm cautious about everything. And I'm planning on having a yard sale but I'm not sure how that will go because I don't have a whole lot of anything to sale. lol ...
Do you know of anything? I'm not interested in direct selling businesses ... I don't have time for parties or long conference calls. Ugh, I don't know .... At one point in time I sold Avon, Home Interiors and Melaleuca. And all three helped to get me where I'm at today. In debt. :o) Minimum orders and all that crap add up.
I will say this ... Them wanting to settle has definitely got me motivated. Because it makes us feel like there's an end in sight. Ya know? We've been reading Dave Ramsey's book about budgeting and all that good stuff but how do you budget when you don't have money to budget with? We just have more going out than what's coming in. And we HAVE to get it under control. Working in a restaurant definitely doesn't help. Some weeks it's beneficial and some weeks it's not.
So, if you'd like ... help me out! :o) What are your tips ... Thanks!